| FINZ CARPENTRY
Frequently asked questions
At Finz Carpentry, we know building or renovating a home can feel overwhelming — especially with all the rules, consents, and choices involved. That’s why we’ve put together this FAQ section to answer some of the most common questions we get asked. From “Do I need consent for a deck?” through to how our process works, you’ll find your answers here.
If you don’t see your question, please get in touch — we’re always happy to help.
Before you build
How do I get started?
Most people begin with an initial consultation. Or, even better, feel free to fill out our online Enquiry Form. We’ll talk through your ideas, timeline, and budget, then guide you through concept plans, pricing, and next steps. From there, we’ll help manage everything from design to consent to construction.
Do you provide estimates or detailed pricing?
Yes — we offer two levels of pricing:
Ballpark estimate (free): A rough cost guide based on your plans or ideas, useful in the early stages to see if your project is feasible.
Detailed QS report (paid): A comprehensive cost breakdown prepared by an independent Quantity Surveyor. There is a fee for this service, but the report is yours to keep and use, even if you choose not to build with us. Many clients find this invaluable for setting budgets, securing finance, and comparing options.
Do you work with architects and designers, or should I come with plans?
We work both ways. You can bring us your own architect’s plans, or we can connect you with our trusted designers to create a custom concept. We also have a range of in-house concept plans available that can be tailored to suit your site.
How long does a typical build take?
Every project is different, but on average a new home takes 7–12 months once construction begins.
Renovations can be shorter or longer depending on complexity. We’ll give you a clear timeline before starting.
Consents & Compliance
Do I need council consent to build a deck, fence, or minor works?
In most cases, yes — if a deck is higher than 1.5m, or if a fence is higher than 2.5m, you’ll need building consent. For many smaller projects (like low decks, sheds under 30m², or minor alterations), exemptions may apply. We can advise you on what does and doesn’t need consent and help manage the process.
What’s the difference between a building consent and a resource consent?
Building consent and resource consent serve different purposes in construction projects, with building consent focusing on safety and compliance with building codes, while resource consent addresses environmental impacts and land use regulations.
Sometimes you’ll need both, sometimes only one. We’ll let you know early in the process what applies.
What is a Licensed Building Practitioner (LBP) and why does it matter?
An LBP is a builder who has been assessed and approved by the Ministry of Business, Innovation and Employment (MBIE) to carry out or supervise restricted building work (RBW).
RBW includes anything affecting the structure or weathertightness of a home. At Finz Carpentry, all restricted work is supervised and signed off by our LBPs, so you can trust the quality and compliance of your build.
What is NZCB and why should I choose a NZCB builder?
NZCB (New Zealand Certified Builders) is a membership organisation of qualified builders. Only trade-qualified builders can join, and members have access to the industry-leading HALO 10-Year Residential Guarantee. As NZCB members, we can provide this protection with every new build or major renovation.
What is the HALO Guarantee?
The HALO 10-Year Guarantee is an independent insurance policy that protects you if something goes wrong with your build — even if your builder is no longer around. It covers things like structural defects, loss of deposit, and non-completion, giving you peace of mind well beyond the build.
Do I need consent for a minor dwelling or sleepout?
Most detached sleepouts under 30m² can be built without consent, but if you want plumbing (bathroom/kitchen) or if it’s larger, you’ll usually need building consent. We can confirm what applies to your project.
Working With Us
What is a Preliminary Services Agreement?
A Preliminary Services Agreement (PSA) is for clients who don’t yet have plans but want us to take them from initial idea through to consented drawings. The fee covers design, project coordination, a detailed cost analysis, and disbursements.
At the end, all plans, consents, and reports are yours to keep and use — even if you choose not to build with us.
Do you offer fixed-price contracts or cost-plus?
Yes, we offer both, depending on what best suits your project:
Cost-plus (open-book): You pay the actual cost of materials and subcontractors, plus our margin (generally 15%). Our labour is charged at a set rate, not with margin added. This option gives full transparency and flexibility, which works particularly well for renovations where hidden issues or changes are more likely.
Fixed-price: Sometimes preferred by banks, this option gives you certainty of the final cost upfront. However, because we need to allow for unknowns, the price can be higher to cover that risk.
We’ll talk you through both options and recommend what’s right for your build.
How do progress payments work?
Payments are made in stages as your build progresses:
Fixed-price contracts: Payments are usually tied to key milestones (e.g. foundations, framing, roofing).
Cost-plus contracts: Payments are typically fortnightly, based on actual costs incurred, with full open-book reporting so you can see exactly where your money is going.
Either way, you’ll always have a clear payment schedule before we begin.
Will I get a project manager?
Yes. Every project is overseen by our business owners, Matt and Jess, along with our site team. We believe in hands-on management, clear communication, and keeping you updated at every stage.
Do you organise subcontractors, or do I need to?
We take care of everything — from plumbers and electricians to roofers and joiners. We work with trusted local subcontractors and suppliers, and manage their schedules, pricing, and quality checks, so you don’t have to.
What areas do you build in?
We’re based in Cambridge and service the wider Waikato region, including Te Awamutu, Hamilton, Matamata, and surrounding rural areas.
Do you use sustainable or eco-friendly building options?
Yes. We can recommend products like thermally efficient windows, solar-ready wiring, rainwater collection, and sustainable timber. Many clients now request energy-efficient upgrades, which we’re happy to incorporate.
Renovations & Extensions
Can you renovate older homes?
Yes — we specialise in architectural renovations, including villas, bungalows, and 70s/80s homes. Renovations often reveal hidden issues, but our experienced team and open-book approach means no surprises in cost or quality.
Do I need consent for a renovation?
That depends on what’s being done. Cosmetic updates like painting or replacing joinery often don’t require consent. Anything affecting structure, layout, or plumbing usually does. We’ll advise on this upfront and can manage the consent process.
Can I live in my home during renovations?
We can absolutely make provisions for you to stay during a renovation, but we normally recommend living elsewhere if possible. Living in a construction zone can be stressful, noisy, and disruptive, and it can sometimes slow progress — which may mean the project takes a little longer (and costs a little more). That said, it really depends on the scope of work and how much of the home is being renovated at one time. We’ll talk it through with you case by case and help you make the best decision for your situation.
Can you extend a home upwards (add a second storey)?
Yes — we’ve managed extensions of all sizes, including second-storey additions. These require careful planning, engineering input, and a building consent, which we can guide you through.
Do you do bathroom or kitchen-only renovations?
Yes — we can take on smaller projects like kitchens, bathrooms, and outdoor living areas, as well as full-home renovations.
